Our Ambition for Nigerian SMEs
When an SME Needs Help, We Want to Be the First Call.
There are hundreds of accountants, lawyers, HR consultants and brand agencies serving Nigerian SMEs — each solving one piece of the puzzle in isolation. ATONA SME> exists to become something different: the one name a business owner thinks of first, for whatever function they need next.
The Ecosystem
Products. Services.Platforms.
Every business enters through Finance. From there, the same team already knows your numbers — which is what makes everything else faster.
- Product
Finance, Tax Plus & Payroll Plus
Four progressive Finance tiers (Basic to Enterprise), plus 360° Tax and end-to-end Payroll management.
- Finance Basic → Enterprise
- ATONA Tax Plus
- ATONA Payroll Plus
- SERVICES
Plus Services
Four progressive Finance tiers (Basic to Enterprise), plus 360° Tax and end-to-end Payroll management.
- Finance Basic → Enterprise
- ATONA Tax Plus
- ATONA Payroll Plus
- Platforms
Biz Clinic, TV & Events
Four progressive Finance tiers (Basic to Enterprise), plus 360° Tax and end-to-end Payroll management.
- Finance Basic → Enterprise
- ATONA Tax Plus
- ATONA Payroll Plus
Diagnose Before You Decide.
₦100,000 — The Financial Diagnostic & Business Readiness Assessment.
Just as a physician runs a full medical examination before prescribing treatment, ATONA Consulting begins every engagement with a structured assessment of an organisation’s financial health — the equivalent of an Executive Medical Check-up for Business Finance.
It combines financial analysis, business intelligence, risk assessment, performance benchmarking, governance assessment, compliance review, strategic readiness, and investment readiness evaluation into one proprietary diagnostic — ensuring every advisory, tax, audit, restructuring, or transformation service that follows is based on evidence, not assumptions.
- Is the business financially healthy, and can it sustain growth?
- Where is value leaking, and what financial risks exist?
- Is the company investment-ready, with adequate internal controls?
- Is cash flow sustainable and profitability improving?
- What should management prioritize first?
Finance Health Scorecard
Assessment Area
Weight
Profitability
15%
Liquidity
15%
Cash Flow
15%
Solvency
10%
Finance Control
10%
Governance
10%
Revenue Quality
10%
Cost Management
5%
Compliance
5%
Investment Readiness
5%
Overall Finance Health Rating
PLATINUM
90% - 100%
GOLD
80% - 89%
SILVER
70% - 79%
BRONZE
60% - 69%
RECOVERY ZONE
Below 60%
The Atona Business Growth Framework
Integrated advisory, accounting, legal, tax, HR, branding and strategic services tailored to every stage of the business lifecycle — from Pre-Startup to Expansion.
Every business passes through distinct stages of development, each with unique opportunities and challenges. ATONA Consulting provides integrated support tailored to each phase of the business lifecycle.
Pre-Startup Build the Right Foundation
- Purpose, vision, mission & value crafting
- Business concept validation & viability testing
- Naming, registration & legal framework
- Business plan, model & strategy formulation
Market Entry
Launch Successfully
- Go-to-market strategy & launch planning
- Sales & marketing process design
- Financial and HR management setup
- Brand identity & market entry positioning
Survival -- Protect and Sustain the Business
- Financial stability & cashflow management
- Cost reduction & operational efficiency audits
- Customer acquisition & retention strategy
- Tax audit planning & business continuity
Growth
Accelerate Growth
- Market growth strategy & competitive positioning
- Investment & capitalisation advisory
- Process scaling & automation/AI adoption
- New product/service and business model innovation
Expansion
Scale Without Limits
- Market sizing & new market entry strategy
- Recapitalisation & organisational restructuring
- Channel & customer segment expansion
- Executive recruitment & talent pipeline planning
Why
See what a full in-house executive team costs versus a single ATONA SME> subscription — and why SMEs choose ATONA as their complete growth partner.
Hiring an Accountant, HR Officer, Legal Officer, Business Development Officer, Brand Manager and Company Secretary can cost over ₦2.5 million a month. ATONA SME> gives you access to all of these functions for a single monthly subscription.
The Next Time an SME Asks "Who Do I Call?" — We Want the Answer to Be ATONA SME.
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