Outsourced Accounting for Nigerian SMEs
Four progressive subscription tiers — from bookkeeping to Virtual CFO — giving Nigerian SMEs professional finance support without the cost of an in-house team.
The Finance Health Check
evaluates your finances, risks, governance, compliance, and readiness—so every decision is based on evidence, not assumptions.
ATONA SME Finance
A subscription-based outsourced accounting solution for Nigerian SMEs — affordable access to professional accounting, finance, tax, and compliance services without the cost of an in-house team.
[CMS note: Recommend a tabbed layout for the four tiers below, with a persistent ‘Not sure which tier fits?’ prompt linking to the Finance Health Check.]
FINANCE BASICS - (Intro Price)
₦150,000
Monthly
“Know where every naira goes. Build a strong financial foundation for your business.”
Ideal for businesses with turnover up to ₦30 million and 5–10 employees — startups, sole proprietors, small retailers, freelancers, NGOs.
- Bookkeeping, bank reconciliation, receivables/payables, fixed asset register
- PAYE, WHT & VAT schedules, monthly tax reminders
- Deliverables: Monthly Management Report, Business Performance Report, Tax Compliance Calendar
Finance STANDARD - (Intro Price)
₦250,000
Monthly
“Understand how your business performs and make better financial decisions.”
Ideal for growing businesses with turnover of ₦31M–₦65M and 25–50 employees.
- All Basic features, plus inventory & project accounting
- Gross profit, product & customer profitability, break-even analysis
- Deliverables: Management Accounts, KPI Report, Cash Flow Report, Quarterly Business Review
Finance PREMIUM - (Intro Price)
₦500,000
Monthly
“Use financial intelligence to increase profitability and accelerate business growth.”
Ideal for established businesses with turnover of ₦65M–₦250M and 50–100 employees, preparing for expansion or funding.
- All Standard features, plus annual budget, cash flow forecast, variance analysis
- Deliverables: Strategic Finance Report, Monthly Advisory Report
Finance ENTERPRISE - (Intro Price)
₦750,000
Monthly
“Executive-level financial leadership without the cost of hiring a full-time CFO.”
Ideal for SMEs with turnover of ₦250M+ and 100+ employees, preparing for investment or institutionalisation.
- All Premium features, plus Treasury Management — cash management, banking relationships, investment monitoring
- Deliverable: dedicated CFO Report
Finance Health Scorecard
Service
Start
Grow
Strategic
Execution
Bookeeping
✓
✓
✓
✓
Monthly Financial Reports
✓
✓
✓
✓
Tax Compliance Support
✓
✓
✓
✓
Management Accounts
✓
✓
✓
Cash Flow Forecasting
✓
✓
✓
Budgeting
✓
✓
✓
KPI Dashboard
✓
✓
✓
Cost & Profitability Analysis
✓
✓
✓
Working Capital Management
✓
✓
Virtual CFO
✓
Treasury Management
✓
| Service | Start | Grow | Strategic | Execution |
|---|---|---|---|---|
| Bookeeping | ✓ | ✓ | ✓ | ✓ |
| Monthly Financial Reports | ✓ | ✓ | ✓ | ✓ |
| Tax Compliance Support | ✓ | ✓ | ✓ | ✓ |
| Management Accounts | ✓ | ✓ | ✓ | |
| Cash Flow Forecasting | ✓ | ✓ | ✓ | |
| Budgeting | ✓ | ✓ | ✓ | |
| KPI Dashboard | ✓ | ✓ | ✓ | |
| Cost & Profitability Analysis | ✓ | ✓ | ✓ | |
| Working Capital Management | ✓ | ✓ | ||
| Virtual CFO | ✓ | |||
| Treasury Management | ✓ |
Find Your Finance Tier
Tax Plus & Payroll Plus
360-degree tax management and end-to-end payroll and workforce administration for Nigerian SMEs.
Tax Plus
A 360-degree tax management solution, not a traditional tax consultancy. It combines tax compliance, advisory, technology, planning, audit support, health assessment, training, and risk management into an integrated model — transforming taxation from a compliance burden into a strategic business advantage.
- Tax Compliance & Advisory
- Tax Technology & Planning
- Tax Audit Support & Risk Management
- Tax Health Assessment, Training & Representation
Payroll Plus
An end-to-end payroll and workforce management platform combining payroll processing, statutory compliance, pension administration, HR administration, employee records, analytics, and advisory — reducing payroll risk while improving accuracy, governance, and employee experience.
- Payroll Outsourcing, Automation & Statutory Compliance
- HR Administration & Employee Records Management
- Tax Audit Support & Risk Management
Talk to us about Tax or Payroll